STARK SUITE // MORTGAGE // UNIT BL-01
Balance
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Equity
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Projected Payoff
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Interest Remaining
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Monthly Total
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Total Overpaid
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Updated
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Classified
MORTGAGE
// PROPERTY FINANCE
SYSTEMS ONLINE
UPDATED: —
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OUTSTANDING
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EQUITY
Current Position
Outstanding Balance
Projected Payoff
Equity
Total Overpaid
Interest Remaining
Monthly Total
payment + overpayment
Rate Information
Current Fixed Rate
fixed until
Monthly Overpayment
above contractual
Base Rate After Fix
expected remortgage
Worst Case After Fix
stress test
This Month's Payment
Property Equity
Payoff Scenarios
Balance Over Time
Next 24 Months — Payment Split
Overpay vs Invest
What does your £/month overpayment really do? · % assumed return
BL // Mortgage Overview · Stark Suite v1.0 · Updated
Property Intel
Balance ◆—
Equity ◆—
Projected Payoff ◆—
Time Saved ◆—
Interest Remaining ◆—
Unit BL-01 ◆Operational
Balance ◆—
Equity ◆—
Projected Payoff ◆—
Time Saved ◆—
Interest Remaining ◆—
Unit BL-01 ◆Operational
Outstanding Balance
£171,790
2026-04-02 · 4.54% fixed until Jul 2027
Projected Payoff
Nov 2040
7yr 8mo early
Equity
£228,210
57.1% of property
Total Overpaid
£9,600
£15,071 saved
Interest Remaining
£63,241
£26,042 saved vs no OP
Balance Over Time
This Month
Payment Split
Interest
£650
Capital
£437
Overpayment
£250
Total Monthly £1,337
Next 24 Months
Property Equity
Ownership Split
57.1%
Your Equity
£228,210
Mortgage Remaining
£171,790
Gain vs Purchase
£110,000
Payoff Scenarios
Contractual (no overpayments)
Payoff Date
Jul 2048
Total Interest
£89,283
Base — 4.5% after fix ✓
Payoff Date
Nov 2040
Time Saved
7yr 8mo early
Total Interest
£63,241
Worst Case — 6.0% after fix
Payoff Date
Dec 2042
Time Saved
5yr 7mo early
Total Interest
£95,877
Overpay vs Invest
£250/month · 8% assumed return
5 YEARS
Interest saved
£1,803
Invest profit WIN
£3,492
Deployed: £15,000 · Pot: £18,492
10 YEARS
Interest saved
£7,880
Invest profit WIN
£16,041
Deployed: £30,000 · Pot: £46,041
20 YEARS
Interest saved
£26,570
Invest profit WIN
£88,237
Deployed: £60,000 · Pot: £148,237