System BL // JARVIS
Module Mortgage
Sync
Balance
Balance · Equity · Payoff · Overpayments
Mortgage
LIVE ·
Projected Payoff
Equity
Monthly Total
payment + overpayment
Total Overpaid
Interest Remaining
Time Saved
vs contractual term
Current Rate
fixed until
JARVIS · Daily Brief
Good morning, Sir. Your mortgage balance stands at £171,073 with payoff projected for November 2040—nearly eight years ahead of schedule thanks to disciplined overpayment. The £250 monthly overpay has already saved £25,663 in interest and shaved seven years and eight months from your contract, but the mathematics favour a shift: investing that capital would generate £16,041 in profit over ten years against £7,880 in interest savings, a signal to recalibrate your allocation strategy before your July 2027 rate switch. You maintain 57.2% equity with £62,563 in remaining interest costs, a position of considerable strength. *Systems nominal. Liquidity analysis recommended at Q3 review.*
◆ Monthly Payment
Payment Split
Property Equity
◆ Rate Profile
Current Fixed Rate
fixed until
Monthly Overpayment
above contractual
Base Rate After Fix
expected remortgage
Worst Case After Fix
stress test
◆ Payoff Scenarios
◆ Balance & Payment History
Balance Over Time
Next 24 Months — Payment Split
◆ Overpay vs Invest
What does your £/month do?
% assumed investment return