System BL // JARVIS
Module Mortgage
Sync
Balance
Balance · Equity · Payoff · Overpayments
Mortgage
LIVE ·
Projected Payoff
Equity
Monthly Total
payment + overpayment
Total Overpaid
Interest Remaining
Time Saved
vs contractual term
Current Rate
fixed until
JARVIS · Daily Brief
Good morning, Sir. Your mortgage balance stands at £171,073 with equity now commanding 57.2% of the property, positioning you for payoff in November 2040—some seven years and eight months ahead of contract. The £250 monthly overpayment has proven effective, saving £25,663 in interest and reducing remaining charges to £62,563, though the ten-year investment analysis suggests that capital would generate £16,041 in returns versus £7,880 in interest savings, tilting the optimal value case toward markets rather than acceleration. This is signal, not noise: you're in sound financial health, but the arithmetic favours investing the overpayment delta once your rate locks in July 2027. Systems nominal, all data current.
◆ Monthly Payment
Payment Split
Property Equity
◆ Rate Profile
Current Fixed Rate
fixed until
Monthly Overpayment
above contractual
Base Rate After Fix
expected remortgage
Worst Case After Fix
stress test
◆ Payoff Scenarios
◆ Balance & Payment History
Balance Over Time
Next 24 Months — Payment Split
◆ Overpay vs Invest
What does your £/month do?
% assumed investment return